• Boomers are concerned about having a roof over their heads.  Those who are upside down on their mortgages are implementing strategies to safely reposition them selves into more affordable housing.  A popular approach is to accomplish a short sales on their existing home, claiming inadequate income and looming retirement as hardships.  The, while getting a government backed loan is difficult (for two years after a short sale), there are lenders out there who will still provide home loans if you have good credit.  Other Boomers are renting their homes out if they can achieve a break-even situation, then buying a new, more affordable dwelling after six months or so.  After that, if the rental runs into trouble, they can either do a short sale or let it go into foreclosure.  Sure, their credit will take a hit, but they already have an affordable roof over their heads.  Others who are hopelessly under water on their mortgages and lack good credit because their cards have been run up while they were trying to find a job or means to salvage their home, are doing deeds in lieu of foreclosure or just mailing in the keys.  To them, it is raw survival. 
• Most Baby Boomers I know are not fully retiring.  They can't afford to.  They need supplemental income.  Hence, they are searching for ideas for a home-based business, the most popular ones being Internet based.  Yet they also want a flexible schedule to be able to enjoy day-time activities, such as club meetings or golf.

Chances are that these trends are recognizable to you.  Just wanted to let you know that you are not alone out there, even though sometimes it feels like it.  Do what you have to, my friends, because no one is coming to save the Boomers who have been hardest hit by the recession.